How much money do I need to start investing?

 

The short answer is... it depends! Dontcha just hate that.

 

So here's the longer answer (but this is just a guide, so call and have a chat if you like).

  • The below relates to investing though us. If you want a plan or some advice, we can help, no matter how much you have

 

If you are 60+

We have a minumum initial investment requirement of $500,000

 

If you are 50ish

We have a minimum initial investment requirement of $250,000

 

If you are in your 40's

We have an initial $100,000 lump sum minimum with a $1,000 per month minimum regular contribution. If you are in a position to contribute $10,000 per month, we can start with a lower initial lump sum.

 

If you are in your 30's

You can start with as little as $100 per month, and there are plenty of retail products (essentially "KiwiSaver unlocked" type investments) and we prefer that you use these until you build up a $150,000 balance. Then come and talk to us.

 

What if I don't quite fit any of those categories but  I think you would like me as a client (or I really want to work with you)?

Give us bell and let's have a chat.

The above is just for funds you want us to invest for you. If you want a plan or some advice, we can help, no matter how much you have.

 

What if I don't fit any of those categories?

Consider:

  • KiwiSaver
  • Regular savings or Term Deposits with your bank until you reach that point
  • Overpay your mortgage